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I am planning to get a new home and I am fed up with living in a rental house. We don’t have any freedom there. The house owner scolds us all the time and charges us extra payment whenever something happens. Last day my daughter drew pictures on the wall, house owner saw this and charged extra money. I am already paying a lot and now and now I have to pay more. So I am thinking of getting a mortgage for purchasing a new house. What documents should I produce in order to get the mortgage? Also, I have read about variable rates and fixed rate mortgages (http://www.northwoodmortgage.com/mortgage-rate/which-factors-affect-mortgage-rates/). I am pretty confused on what to choose. I would like to get your suggestions on this.
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